.card-value-tool{grid-template-columns:minmax(0,1fr) minmax(290px,.52fr);align-items:start;gap:22px;margin-top:42px;display:grid}.calculator-panel,.result-panel,.disclosure-panel,.card-switcher{border:1px solid var(--border-soft);border-radius:var(--radius-md);min-width:0}.calculator-panel{background:var(--bg);box-shadow:var(--elev-ring);padding:28px}.card-facts{border-bottom:1px solid var(--border);flex-wrap:wrap;align-items:center;gap:16px 30px;padding-bottom:18px;display:flex}.card-facts>div{gap:4px;display:grid}.fact-label,.fee-label{color:var(--muted);font-size:11px}.card-facts strong{color:var(--fg-2);font-size:14px}.fact-detail{color:var(--muted);font-size:12px}.card-facts a,.benefit-sources a{color:var(--accent);text-underline-offset:3px;font-size:12px}.fee-note{color:var(--muted);margin:14px 0 0;font-size:12px;line-height:1.55}.estimate-controls{grid-template-columns:minmax(220px,1fr) auto;align-items:end;gap:22px;margin-top:24px;display:grid}.field-label{color:var(--fg-2);margin-bottom:8px;font-size:13px;font-weight:600;display:block}.year-toggle{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface);grid-template-columns:1fr 1fr;gap:4px;min-height:46px;padding:4px;display:grid}.year-button{min-height:36px;color:var(--fg-2);cursor:pointer;font:inherit;background:0 0;border:0;border-radius:6px;font-size:13px}.year-button.is-active{background:var(--fg);color:#fff}.year-button:focus-visible,.currency-input input:focus-visible,.reset-value:focus-visible,.card-facts a:focus-visible,.benefit-sources a:focus-visible,.card-switcher select:focus-visible,.card-switcher button:focus-visible,.issuer-link:focus-visible{outline:2px solid var(--accent);outline-offset:2px}.field-hint{color:var(--muted);margin:7px 0 0;font-size:11px;line-height:1.45}.fee-strip{border-left:3px solid var(--ird-emerald);background:var(--surface);min-width:140px;padding:11px 14px}.fee-strip span,.fee-strip strong{display:block}.fee-strip strong{color:var(--fg);font-family:var(--font-display);font-variant-numeric:tabular-nums;margin-top:4px;font-size:21px}.benefits-section{margin-top:32px}.benefits-heading{justify-content:space-between;align-items:end;gap:20px;margin-bottom:14px;display:flex}.panel-kicker{color:var(--ird-emerald);margin:0;font-size:11px;font-weight:600}.benefits-heading h2,.card-switcher h2,.disclosure-panel h2{color:var(--fg);font-family:var(--font-display);letter-spacing:-.4px;margin:5px 0 0;font-size:clamp(21px,2.4vw,29px);font-weight:500;line-height:1.15}.benefits-heading>p{max-width:32ch;color:var(--muted);margin:0;font-size:11px;line-height:1.5}.benefit-table-wrap{border-top:1px solid var(--border)}.benefit-table{border-collapse:collapse;text-align:left;width:100%}.benefit-table thead th{color:var(--muted);padding:11px 8px;font-size:10px;font-weight:600}.benefit-table thead th:first-child{width:54%;padding-left:0}.benefit-table tbody tr{border-top:1px solid var(--border-soft)}.benefit-table td{vertical-align:top;padding:13px 8px}.benefit-table td:first-child{padding-left:0}.benefit-description strong,.benefit-note,.benefit-sources{display:block}.benefit-description strong{color:var(--fg-2);font-size:12px;line-height:1.35}.benefit-note{color:var(--muted);margin-top:5px;font-size:10px;line-height:1.45}.benefit-sources{flex-wrap:wrap;gap:4px 12px;margin-top:6px;display:flex}.benefit-sources a{font-size:10px}.implied-value{color:var(--fg-2);font-variant-numeric:tabular-nums;white-space:nowrap;font-size:12px}.your-value-cell{text-align:right;min-width:128px}.currency-input{color:var(--muted);align-items:center;gap:6px;display:flex}.currency-input input{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface);width:100%;min-width:0;min-height:42px;color:var(--fg);font:inherit;font-variant-numeric:tabular-nums;text-align:right;padding:8px 9px}.currency-input.compact{justify-content:end;gap:4px;font-size:10px}.currency-input.compact input{width:82px;min-height:36px;padding:5px;font-size:11px}.reset-value{color:var(--accent);cursor:pointer;font:inherit;text-underline-offset:2px;background:0 0;border:0;margin-top:4px;padding:3px 0;font-size:10px;text-decoration:underline}.bonus-section{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface);grid-template-columns:minmax(0,1fr) minmax(180px,.55fr);align-items:center;gap:20px;margin-top:25px;padding:18px;transition:opacity .16s;display:grid}.mile-value-section{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--surface);grid-template-columns:minmax(0,1fr) minmax(180px,.55fr);align-items:center;gap:20px;margin-top:25px;padding:18px;display:grid}.mile-value-section h2{color:var(--fg);margin:5px 0 0;font-size:15px;font-weight:600}.mile-value-section p:not(.panel-kicker){color:var(--muted);margin:7px 0 0;font-size:11px;line-height:1.5}.mile-value-section .benefit-sources{margin-top:7px}.mile-value-field{color:var(--fg-2);gap:6px;font-size:12px;font-weight:600;display:grid}.mile-value-field .currency-input{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--bg);padding-left:9px}.mile-value-field .currency-input input{background:0 0;border:0}.bonus-section.is-inactive{opacity:.65}.bonus-section h2{color:var(--fg);margin:5px 0 0;font-size:15px;font-weight:600}.bonus-section p:not(.panel-kicker){color:var(--muted);margin:7px 0 0;font-size:11px;line-height:1.5}.bonus-field{color:var(--fg-2);gap:6px;font-size:12px;font-weight:600;display:grid}.bonus-field .currency-input{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--bg);padding-left:9px}.bonus-field .currency-input input{background:0 0;border:0}.checked-date{color:var(--muted);margin:16px 0 0;font-size:10px}.result-panel{background:linear-gradient(155deg, var(--surface-dark), var(--surface-darker));min-width:0;color:var(--accent-on);padding:24px}.result-topline{justify-content:space-between;gap:12px;display:flex}.result-year{color:#fff;font-size:12px;font-weight:600}.result-topline .checked-date{color:#c3c0ce;text-align:right;max-width:12ch;margin:0}.result-topline time{color:#fff;display:block}.net-result{border-bottom:1px solid #ffffff2e;margin-top:30px;padding-bottom:23px}.result-kicker{color:#c3c0ce;margin:0 0 9px;font-size:11px}.verdict{color:#9be2b2;background:#16a34a33;border-radius:999px;margin:0;padding:5px 8px;font-size:10px;font-weight:600;display:inline-block}.verdict[data-outcome=negative]{color:#ffb4b4;background:#ef44442b}.verdict[data-outcome=even]{color:#f5d979;background:#eab30830}.result-panel .net-result h2.net-value{max-width:100%;color:var(--accent-on);font-family:var(--font-display);font-variant-numeric:tabular-nums;letter-spacing:-1px;overflow-wrap:anywhere;margin:12px 0 0;font-size:clamp(32px,3.5vw,44px);font-weight:500;line-height:1.05}.net-result>p:last-child{color:#c3c0ce;margin:8px 0 0;font-size:11px}.result-lines{gap:13px;margin:20px 0 0;display:grid}.result-lines>div{color:#d6d4dc;justify-content:space-between;gap:12px;font-size:11px;display:flex}.result-lines dt,.result-lines dd{margin:0}.result-lines dd{color:#fff;font-variant-numeric:tabular-nums;white-space:nowrap}.result-lines .result-fee{border-top:1px solid #ffffff2e;padding-top:12px}.formula-note{color:#c3c0ce;margin:20px 0 0;font-size:10px;line-height:1.55}.issuer-link{color:#fff;text-underline-offset:3px;margin-top:18px;font-size:11px;display:inline-block}.card-switcher{background:var(--surface);grid-column:1/-1;grid-template-columns:minmax(220px,1fr) minmax(260px,1fr);align-items:center;gap:22px;padding:22px 26px;display:grid}.switcher-controls{grid-template-columns:minmax(0,1fr) auto;align-items:end;gap:12px;display:grid}.switcher-field{color:var(--fg-2);gap:6px;font-size:12px;font-weight:600;display:grid}.switcher-field select{border:1px solid var(--border);border-radius:var(--radius-sm);background:var(--bg);width:100%;min-width:0;min-height:42px;color:var(--fg-2);font:inherit;padding:8px 34px 8px 11px;font-size:12px}.switcher-controls button{border-radius:var(--radius-pill);background:var(--fg);min-height:42px;color:var(--accent-on);cursor:pointer;font:inherit;white-space:nowrap;padding:8px 14px;font-size:12px;font-weight:600}.switcher-controls button:disabled{background:var(--border);color:var(--muted);cursor:not-allowed}.disclosure-panel{background:var(--surface);grid-column:1/-1;grid-template-columns:minmax(220px,.7fr) minmax(0,1.3fr);gap:34px;padding:25px 28px;display:grid}.disclosure-panel h2{max-width:22ch;font-size:22px}.disclosure-panel ul{color:var(--fg-2);gap:9px;margin:0;padding-left:18px;font-size:11px;line-height:1.55;display:grid}@media (width<=900px){.card-value-tool{grid-template-columns:minmax(0,1fr) minmax(245px,.55fr);gap:14px}.calculator-panel{padding:21px}.estimate-controls{grid-template-columns:1fr;gap:12px}.fee-strip{justify-self:start}.card-switcher{grid-template-columns:1fr}}@media (width<=700px){.card-value-tool{grid-template-columns:1fr;margin-top:30px}.result-panel{position:static}.card-switcher,.disclosure-panel{grid-column:1}.disclosure-panel{grid-template-columns:1fr;gap:16px}.mile-value-section,.bonus-section{grid-template-columns:1fr}.benefits-heading{display:block}.benefits-heading>p{margin-top:8px}}@media (width<=520px){.calculator-panel{padding:16px}.card-facts{gap:14px 20px}.fee-strip{width:100%}.benefit-table thead{clip:rect(0,0,0,0);white-space:nowrap;width:1px;height:1px;position:absolute;overflow:hidden}.benefit-table,.benefit-table tbody,.benefit-table tr,.benefit-table td{width:100%;display:block}.benefit-table tbody tr{grid-template-columns:1fr 1fr;gap:8px 12px;padding:13px 0;display:grid}.benefit-table td{padding:0}.benefit-table td:first-child{grid-column:1/-1}.benefit-table td[data-label]:before{color:var(--muted);content:attr(data-label);margin-bottom:4px;font-size:9px;display:block}.your-value-cell{min-width:0}.switcher-controls{grid-template-columns:1fr}.switcher-controls button{justify-self:start}}@media (prefers-reduced-motion:reduce){.bonus-section{transition:none}}