What HK Personal Finance currently provides

A clear starting point for Hong Kong personal finance tools, source-backed explainers, and coverage that is still planned.

HK Personal Finance currently provides two browser-based Hong Kong tools: an FPS QR Splitter for eligible Inland Revenue Department payment vouchers and a Housing Scheme Break-Even Calculator for an illustrative salaries-tax comparison. The tools are available now; points and miles, personal loans, MPF, housing, and savings explainers are added only when each page has a useful answer and reviewed sources.

What is available now?

  • FPS QR Splitter validates an eligible IRD FPS payment QR and creates a replacement QR for a chosen payment amount locally in the browser.
  • Housing Scheme Break-Even Calculator compares two simplified salaries-tax scenarios and explains its assumptions and official sources.
  • Hong Kong personal finance guides cover one defined question at a time. They are general information, not personalised financial recommendations.

The Inland Revenue Department’s FPS payment notes explain which IRD bills can use an FPS QR code and tell taxpayers to check the merchant name, bill number, and payment amount before confirming payment.

Source checked: Inland Revenue Department, Notes on Payment via Faster Payment System, accessed 22 September 2026.

What is still planned?

Future coverage is planned, not promised. A topic stays unpublished or noindex until it has an original Hong Kong-specific answer, clear assumptions, relevant sources, a review date, and crawlable next steps. This avoids presenting an empty topic as a finished guide.