Credit cards
How to value Hong Kong credit-card points and miles
A Hong Kong-specific way to decide whether credit-card points or airline miles justify an annual fee, without pretending one card is best for everyone.
Read guideUseful context for better money decisions.
Clear explainers for the schemes, products, and everyday choices that shape life in Hong Kong.
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MPF
How mandatory MPF contributions work for Hong Kong employees
A plain-language guide to employee and employer mandatory MPF contributions, relevant-income limits, assumptions, and the official MPFA source.
Read guidePersonal loans
How to compare personal-loan cost in Hong Kong
Use APR, fees, repayment terms, and your repayment ability to compare Hong Kong personal loans without mistaking a flat monthly rate for the full borrowing cost.
Read guidePersonal finance
What HK Personal Finance currently provides
A clear starting point for Hong Kong personal finance tools, source-backed explainers, and coverage that is still planned.
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